Retirement Income Planning Made Simple
Enjoy your retirement knowing you’re always in good hands.
We Help Make Your Next Years a Little More Golden
Retirement is all about enjoying the fruits of your labor. You shouldn’t have to spend your golden years stressing about money.
To keep you worry free, we help you start planning now. We get specific about the lifestyle you want and work backward to make it happen.
Our retirement plans cover it all — investments, alternative income streams, tax planning and even health insurance. With everything taken care of, you’re free to enjoy this year and your golden years.
Lifestyle Planning | Savings Strategy | Income Solutions
How Does Retirement Income Planning Work?
As a Retirement Management Advisor® (RMA®), I specialize in the complex challenges of converting your nest egg into a sustainable, tax-efficient paycheck for the rest of your life.
We believe the best plan is one that frees you up to live well. That’s why we see this as an ongoing process. As your Personal CFO, my team and I handle the ongoing implementation and adjustments, ensuring your plan stays aligned with your life. When your priorities change, you get a trusted partner who says, “Yes, let’s make it happen.”
Together we will:
- Determine exactly how much money you’ll need in retirement.
- Review your current investment strategy and make recommendations.
- Factor in paying for your own health care or long-term care.
- Structure your investments for consistent income.
- Plan your estate, charitable contributions or gifts to family.
- Maximize tax strategies for your retirement years.
Frequently Asked Questions
- What is Retirement Income Planning?
Retirement planning is about saving for the future. Retirement Income Planning is the specialized service of spending from your savings.
It’s the complex process of structuring all your different assets (401ks, IRAs, taxable accounts) to create a sustainable, tax-efficient ‘paycheck’ to fund your lifestyle. As a Retirement Management Advisor® (RMA®), this is my core specialty.
- Can you help minimize the amount of taxes I’ll have to pay as well?
A lot of retirement funds like traditional 401ks and IRAs are taxable. Even a portion of gifts and donations can be held back by the government. That’s why we also offer tax planning services. We forecast how much federal and state tax you’ll have to pay in retirement and then help you minimize fees and take advantage of available tax breaks.
- I’m close to my ideal retirement age. Is it too late to start retirement income planning?
No. It’s never too late to create a smart retirement income plan. But you’ll give yourself the best chance of meeting your financial goals the sooner you begin.
- How much money do I need to retire?
Believe it or not, there is no blanket retirement target you need to hit before you retire. When you are confident you can support all the things you want to do in retirement — travel, move to a warmer climate, spend more time with family — you can start to prepare for retirement. If you’re still unsure, the best first step is to schedule an Intro Call, and we can discuss your situation.