Medicare IRMAA: What It Is and How to Minimize Your Premium Adjustment
Medicare is the largest healthcare program for seniors. In 2003, concerns about its solvency enacted IRMAA as part of the Medicare Modernization Act to make it more of a cost-sharing program. The government pays a majority share (around 75 percent) of the Part B and Part D benefits, while beneficiaries contribute 25 percent. High-net-worth […]
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